Pay-for-delete promises to erase collection debt from your credit report, but the results of this strategy can vary.

Disputing collections debt can protect your credit, but only if you know when it actually makes sense to do so.

You may have options if a debt settlement no longer feels right, but the timing, paperwork and payments matter.

Paying off collections improves your finances, but what happens to the negative mark on your credit report?

Debt settlement requires you to pay a lump sum to creditors for less than you owe and have the remaining balance forgiven. To choose the right debt settlement company, compare the cost, eligibility ...

It’s sometimes a good idea to pay off a collection account in full. If that’s not possible, you have other options. For example, you could negotiate with debt collectors yourself, or join hands with a ...

As American consumers continue to face historically high levels of personal debt, the need for qualified and properly trained debt settlement professionals has never been greater. With the average ...

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In April 2025, Freedom Debt Relief reviewed data from tens of thousands of people actively looking for help with their debt. The numbers might be surprising. About one in four has at least one account ...