EMI in advance: You pay one EMI instalment in advance to the bank. This amount is deducted from the loan amount disbursed to the dealer. Thus it gets added to the down payment that you are to make.

India, Jan. 9 -- When you plan a personal loan, understanding how interest works is just as important as knowing the loan amount. Many people look only at the EMI and ignore how interest is calculated ...

Diwali has always been more than a festival of lights. It is a celebration of new beginnings, prosperity, and the hope of building a brighter future. Across India, many families mark this time by ...

Home ownership is a matter of pride for many. However, purchasing your dream home may require more than just property ...