Improving your finances before applying for a mortgage gives you the best shot at getting good terms. In evaluating your creditworthiness, lenders consider your credit score, income and other assets, ...

Optimum First Mortgage (NMLS #240415) offers conventional, FHA and VA loans in 17 states. The company's commitment to delivering the most competitive rates in the industry is backed by its active ...

A first mortgage is the main loan used to buy a home, and it gives the lender the first claim on the property if the borrower fails to repay. Most homebuyers rely on a first mortgage since few people ...

Reina Marszalek is a senior mortgage editor at Fox Money who has spent more than 10 years writing and editing content. Fox Money is a personal finance hub featuring content generated by Credible ...

What Is a Mortgage Refinance? A mortgage refinance is when you take out a new loan—ideally one with better terms—to pay off your current one. Similar to getting your first mortgage, you’ll generally ...

A second mortgage unlocks home equity at a low interest rate, but it also comes with a second payment and higher qualification standards Written By Written by Contributor, Buy Side Alene Laney is a ...

Self-employed and interested in tapping into your home's equity with a second mortgage? A bank statement loan can help you bypass traditional tax return requirements, which can muddle the reality of ...