Follow along as we try to buy a hat in each of America's three major credit eras to see what data is collected and used to determine creditworthiness at different points in American history.

What is considered a good credit score depends on the type of credit score used. You have multiple credit scores, but the ...

Florida graduate student Alexis Brake is doing something pretty unusual. Not only is she pursuing a combined M.D./Ph.D. in neuroscience at the University of Miami, Brake has decided to steer clear of ...

It takes time and responsible use of credit accounts to build a long credit history. Negative information, such as missed payments, can have a bigger impact on your credit score than a young credit ...

When you’re applying for a loan, credit card or lease, knowing the difference between your credit score and credit report can give you some insight into how your lender or landlord views you from a ...

SHORT ANSWER: Length of credit history impacts approximately 15% of your credit score, which can impact whether lenders are willing to offer you a loan. Many factors go into calculating your credit ...