If your $20,000 investment gives you a 10% average annual return, your RRSP could grow to $51,874 after 10 years. If you retire in 10 years and withdraw RRSP money, you’ll pay lower taxes. It is ...

For example, Canadians with children should max out their RESP, Mr. Golombek says. That’s because the federal government ...

The RRSP deduction limit for 2026 has increased, giving Canadians more room to save for retirement while reducing their ...

We all make mistakes. Like the time I bought Carolyn a treadmill for our first anniversary. I was young and naive at the time. Last year I bought her a $100 gift card for a local hardware store. She ...

The RRSP contribution limit has risen to $33,810 for 2026, up from $32,490 in 2025. This increase is determined as 18% of your previous year’s income, subject to a maximum cap, along with any unused ...

Only weeks are left before the March 1 RRSP contribution deadline, and financial advisors can use the remaining weeks to help clients maximize the tax-efficiency of their RRSPs. Jamie Golombek, ...

Saving for your future in Canada means choosing between two accounts with distinct benefits. Registered Retirement Savings ...

As one of Canada’s best savings programs and biggest tax breaks, the Registered Retirement Savings Plan (RRSP) should be wildly popular. However, Canadians are not taking full advantage of them. Year ...