Early withdrawals can shrink your 401(k) savings. See how to calculate the IRS 10% penalty, and learn about exceptions, SECURE 2.0 updates, and penalty‑free alternatives.

Key Takeaways Borrowing or withdrawing from your 401(k) leads to missed potential market returns.A withdrawal or loan reduces your investment base, forfeiting decades of compounding growth.Recovery ...

If you withdraw money from your traditional IRA before age 59½, you will likely have to pay a 10% penalty on top of regular ...

To be clear, you probably don't want to keep all your retirement savings in a taxable account, because that means losing out ...

If you choose early retirement, you have a long money-management journey ahead of you. By choosing the right withdrawal strategy, you can absorb shocks and bumps in the road. The well-worn 4% rule ...

Bill Bengen, the retirement researcher who created the well-known 4% rule, has a message for early retirees: you might be ...

Roth conversion strategies for tax efficiency, preservation portfolios, and lifestyle tips for well-being—read now.

Key Points Waiting until age 70 to claim Social Security provides an 8% annual benefit increase from full retirement age. Two ...

There are a handful of retirement accounts to choose from, with the most popular being a 401 (k). It's usually what comes to ...

The “4% rule” isn’t one rule — fixed percentage, fixed dollar, and inflation-adjusted withdrawals behave very differently in ...

Popular retirement withdrawal strategies like the 4% rule assume a steady rate of spending for retirees. But new research from J.P. Morgan shows that premise is often disconnected from reality.

Retiring at 55 sounds like a dream come true with no more alarm clocks, no more meetings, just the freedom to do what you want while you’re still young enough to actually do it. The question that ...