Founded in 2011 by Stanford University students, [5] it operates as a nationally chartered online bank and is a technology provider to other financial institutions. [6][7][8] SoFi is the largest …

Aug 14, 2025 · SoFi Bank, N.A., the online banking arm of the financial technology company SoFi, offers a highly competitive bundled checking and savings account. The account has no …

Dec 3, 2025 · SoFi® is an excellent choice for consumers seeking high-APY checking and savings accounts. This bank is best for people who are comfortable with digital tools and don’t …

Sep 26, 2025 · SoFi is a digital-first bank with no branches, so everything happens online or in the mobile app. The app is highly rated and gives you access to budgeting tools, credit score …

Oct 21, 2025 · SoFi is an online-only bank that has just two deposit accounts: a checking and savings account — but the catch is you have to open them together. You can’t have one …

Jan 7, 2026 · SoFi gained its bank charter in 2022 and launched a combination checking and savings account, which is not a common offering. It has some of the best rates available, no …

Oct 23, 2025 · In this SoFi review, we look at the bank’s safety, ownership, app experience, pricing, pros and cons, and how its digital platform stacks up against traditional banks.